@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');:root{--navy:#071e31;--ink:#102a40;--blue:#155de8;--light:#f2f6fa;--muted:#587085;--line:#dce6ef;--gold:#d6a75a}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:'DM Sans',Arial,sans-serif;color:var(--ink);line-height:1.65;background:white}h1,h2,h3{font-family:Manrope,Arial,sans-serif;line-height:1.15;letter-spacing:-.04em}h1{font-size:clamp(2.65rem,5vw,5.3rem);margin:20px 0 24px}h2{font-size:clamp(2rem,3.4vw,3.4rem);margin:12px 0 22px}h3{font-size:1.3rem;letter-spacing:-.02em}a{color:inherit}button,a{transition:.2s}.wrap{max-width:1200px;margin:auto;padding:0 28px}.top{background:#06192b;color:#dbe8f6;font-size:.78rem;padding:10px 0}.top .wrap,.nav .wrap{display:flex;justify-content:space-between;align-items:center;gap:20px}.top a{color:white}.nav{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.nav .wrap{min-height:88px}.brand{text-decoration:none;display:flex;gap:12px;align-items:center;font-family:Manrope;font-size:1.15rem;font-weight:800;line-height:1.25}.mark{background:var(--navy);color:#fff;border:1px solid #31536e;border-radius:12px;padding:12px;font-weight:800}.brand small{display:block;font:600 .62rem DM Sans;letter-spacing:.15em;color:#6b7f90;margin-top:6px}.links{display:flex;align-items:center;gap:25px}.links a{text-decoration:none;font-size:.87rem;font-weight:700}.btn{display:inline-flex;align-items:center;justify-content:center;padding:15px 22px;border-radius:8px;background:var(--blue);color:white!important;font-weight:800;text-decoration:none;border:1px solid var(--blue);line-height:1.2}.btn:hover{background:#084bc8}.btn.alt{background:transparent;color:var(--ink)!important;border-color:#b9cadd}.btn.dark{background:var(--navy);border-color:var(--navy)}.hero{background:linear-gradient(125deg,#071e31 0%,#103a55 62%,#164c69 100%);color:#fff;position:relative;overflow:hidden}.hero:after{content:'';position:absolute;right:-150px;top:-150px;width:600px;height:600px;border:1px solid #ffffff18;border-radius:50%;box-shadow:0 0 0 90px #ffffff06,0 0 0 180px #ffffff05}.hero .wrap{position:relative;z-index:1;display:grid;grid-template-columns:1.35fr .8fr;gap:70px;align-items:center;padding-top:100px;padding-bottom:110px}.eyebrow{font-size:.77rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:#1760d8}.hero .eyebrow{color:#f2ca85}.hero p{font-size:1.15rem;color:#c7d7e3;max-width:650px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.hero .btn.alt{border-color:#7291a9;color:white!important}.trust{margin-top:28px;font-size:.8rem;color:#d7e4ef;display:flex;gap:20px;flex-wrap:wrap}.panel{background:#fff;color:var(--ink);padding:36px;border-radius:18px;box-shadow:0 25px 75px #0003}.panel .eyebrow{color:#1760d8}.panel h3{font-size:1.8rem}.panel p{color:var(--muted);font-size:.96rem}.panel .btn{width:100%;margin-top:12px}.panel .sub{font-size:.8rem;text-align:center;margin-top:18px}.section{padding:90px 0}.section.gray{background:var(--light)}.section-head{max-width:780px;margin-bottom:38px}.section-head p{color:var(--muted);font-size:1.08rem}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.tile{padding:32px;border:1px solid var(--line);border-radius:14px;background:#fff}.tile .num{font-size:.77rem;color:#1760d8;font-weight:800;letter-spacing:.13em}.tile p{color:var(--muted)}.tile a{color:#1158d4;font-weight:800}.split{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.quote{background:#fff;border:1px solid var(--line);padding:40px;border-radius:18px;box-shadow:0 16px 50px #102a400b}.quote h3{font-size:1.8rem}.steps{counter-reset:step;list-style:none;padding:0}.steps li{padding:16px 0 16px 55px;border-bottom:1px solid var(--line);position:relative}.steps li:before{counter-increment:step;content:counter(step);position:absolute;left:0;top:16px;width:35px;height:35px;display:grid;place-items:center;background:#e4eefc;color:var(--blue);font-weight:800;border-radius:50%}.cta{background:#0a2740;color:white;text-align:center}.cta p{color:#c4d4e1}.cta h2{max-width:800px;margin:15px auto 25px}.footer{background:#061a2b;color:#c3d4e2;padding:55px 0 25px}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:45px}.footer a{color:#dce8f6}.footer h3{color:white}.legal{border-top:1px solid #345066;margin-top:35px;padding-top:20px;font-size:.77rem}.content{max-width:900px}.content p,.content li{color:#4e6578}.notice{background:#eff5fc;padding:22px;border-left:4px solid var(--blue);border-radius:5px}.mobile{display:none}.confirm{min-height:70vh;display:flex;align-items:center;background:#f1f6fc}.confirm .box{background:white;border:1px solid var(--line);border-radius:20px;padding:50px;max-width:750px;margin:70px auto}.confirm h1{font-size:clamp(2.2rem,4vw,3.6rem)}@media(max-width:850px){.hero .wrap,.split,.grid3,.footgrid{grid-template-columns:1fr}.hero .wrap{gap:35px;padding-top:65px;padding-bottom:70px}.links{display:none}.mobile{display:block}.nav .wrap{min-height:75px}.top .wrap{display:block}.section{padding:65px 0}.panel{padding:28px}.split{gap:35px}}
/* V7 executive portrait and client experiences */
.hero .wrap{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(260px,.78fr) minmax(260px,.7fr);gap:26px;align-items:center}
.hero .wrap>div:first-child{min-width:0}.hero h1{font-size:clamp(2.45rem,4vw,4.5rem)}
.portrait-card{position:relative;border-radius:22px;overflow:hidden;box-shadow:0 26px 60px rgba(6,28,48,.18);background:#0c243d;align-self:stretch;min-height:390px}
.portrait-card img{display:block;width:100%;height:100%;min-height:390px;object-fit:cover;object-position:center 18%}
.portrait-caption{position:absolute;bottom:0;left:0;right:0;padding:54px 22px 22px;color:#fff;background:linear-gradient(transparent,rgba(3,18,34,.94));display:flex;flex-direction:column;gap:4px}
.portrait-caption span{font-size:.61rem;letter-spacing:.14em;color:#e9c994;font-weight:700}.portrait-caption strong{font-size:1.4rem}.portrait-caption small{color:#e2e9ef}
.reviews-section{background:#f4f7fa}.reviews-header{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:30px}.reviews-header>div:first-child{max-width:710px}.reviews-header h2{max-width:680px}.review-rating{border:1px solid #d9e3ed;background:white;border-radius:16px;padding:20px 25px;min-width:225px;display:flex;flex-direction:column;gap:4px}.stars{color:#bd9046;letter-spacing:3px;font-size:1.05rem}.review-rating small,.review-by span{color:#66788c}.review-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.review-card{display:flex;flex-direction:column;gap:14px;background:white;border:1px solid #dce5ee;border-radius:18px;padding:27px;box-shadow:0 9px 22px rgba(7,30,49,.035)}.review-card.featured{background:#0b2944;color:white;grid-column:span 2}.review-card blockquote{font-size:1.14rem;font-weight:650;line-height:1.5;margin:0}.review-card.featured blockquote{font-size:1.5rem}.review-card p{margin:0;color:#dce7f1}.review-by{margin-top:auto;padding-top:14px;border-top:1px solid #e1e8ef;display:flex;flex-direction:column;gap:3px}.review-card.featured .review-by{border-color:#37516a}.review-card.featured .review-by span{color:#d6e2ee}.feedback-strip{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:18px}.feedback-strip>div{padding:24px 27px;border-radius:16px;border:1px solid #dce5ee;background:#fff}.feedback-strip span{font-size:.69rem;letter-spacing:.1em;color:#42658a;font-weight:800}.feedback-strip p{font-size:1rem;line-height:1.6}.feedback-strip small{color:#66788c}.review-disclaimer{font-size:.78rem;color:#657589;margin:20px 0}.review-cta{text-align:center;margin-top:22px}
@media(max-width:1100px){.hero .wrap{grid-template-columns:1fr 1fr}.hero .wrap>.panel{grid-column:1/-1}.portrait-card{min-height:360px}.portrait-card img{min-height:360px}.review-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:680px){.hero .wrap{grid-template-columns:1fr}.hero .wrap>.panel{grid-column:auto}.portrait-card{max-height:500px}.portrait-card img{height:500px}.reviews-header{display:block}.review-rating{margin-top:18px;min-width:0}.review-grid,.feedback-strip{grid-template-columns:1fr}.review-card.featured{grid-column:auto}.review-card.featured blockquote{font-size:1.22rem}}

/* V8 enhancements */
.guidance-section{background:#f1f6fa}.guidance-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.guidance-grid article{background:#fff;border:1px solid #dce7f0;border-radius:18px;padding:26px}.guidance-grid article span{font-size:.8rem;font-weight:800;color:#1263e8}.guidance-grid h3{margin:15px 0 8px}.guidance-grid p{line-height:1.7;color:#50677c}.guidance-note{margin-top:24px;background:#0b2944;color:#fff;padding:28px;border-radius:18px;display:flex;gap:20px;align-items:center;flex-wrap:wrap}.guidance-note p{flex:1;min-width:230px;color:#dce8f3}.faq-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}.faq-grid details{border:1px solid #dce7f0;border-radius:15px;padding:20px 23px;background:#fff}.faq-grid summary{font-weight:750;cursor:pointer;line-height:1.5}.faq-grid details p{line-height:1.7;color:#4e6478}.inner-hero{background:linear-gradient(125deg,#071e31,#174763);color:#fff;padding:105px 0}.inner-hero h1{max-width:850px;font-size:clamp(2.4rem,5vw,4.5rem);line-height:1.1}.inner-hero p{max-width:720px;line-height:1.8;color:#dbe8f2}.nav .links{gap:16px}.nav .links>a{white-space:nowrap}
@media(max-width:1050px){.guidance-grid{grid-template-columns:repeat(2,1fr)}.nav .links{gap:9px}.nav .links>a{font-size:.78rem}}
@media(max-width:680px){.guidance-grid,.faq-grid{grid-template-columns:1fr}.guidance-note{display:block}.guidance-note .btn{display:inline-block;margin-top:12px}.inner-hero{padding:65px 0}}

/* V8.2 nationwide service, accessible navigation and mobile refinements */
.skip-link{position:absolute;top:-100px;left:16px;z-index:100;background:#fff;color:#071e31;padding:12px 18px;border:2px solid #155de8}.skip-link:focus{top:12px}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #f4bd5c;outline-offset:3px}.state-feature{background:#f2f7fb}.state-feature-inner{display:grid;grid-template-columns:1.5fr .8fr;gap:35px;align-items:center}.state-feature-inner>div:first-child{max-width:660px}.state-feature-proof{padding:36px;border-radius:20px;background:#0b2944;color:#fff;display:flex;flex-direction:column}.state-feature-proof strong{font-size:5rem;line-height:1;font-family:Manrope}.state-feature-proof span{font-size:1.3rem;font-weight:800}.state-feature-proof p,.state-feature-proof small{color:#d7e5ef}.states-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px}.states-grid span{padding:13px 15px;background:#f1f6fb;border:1px solid #dbe6ef;border-radius:9px;font-weight:700}.state-clarification{margin-top:38px;max-width:850px;padding:28px;border-radius:16px;border:1px solid #dce6ef}.state-disclaimer{max-width:1150px;margin:28px auto 0;font-size:.78rem;color:#aebfd0}.mobile-menu{display:none}.mobile-menu summary{list-style:none;cursor:pointer;padding:10px 14px;border:1px solid #b8cada;border-radius:8px;font-weight:800}.mobile-menu[open]{position:absolute;right:24px;top:calc(100% - 6px);background:white;color:#102a40;box-shadow:0 18px 35px #001b2a25;border-radius:12px;padding:12px;min-width:225px}.mobile-menu a{display:block;padding:10px 12px;text-decoration:none;font-weight:700}.mobile-menu a:hover{background:#edf4fc}@media(max-width:1200px){.nav .links{display:none}.mobile-menu{display:block}.nav .wrap{position:relative}.brand{font-size:1rem}}@media(max-width:680px){.state-feature-inner{grid-template-columns:1fr}.states-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.brand small{font-size:.5rem;letter-spacing:.07em}.nav .wrap{gap:8px}.mobile.btn{font-size:.72rem;padding:12px 10px}.mobile-menu summary{padding:8px;font-size:.8rem}.top .wrap span:last-child{display:block;margin-top:5px}.hero .wrap{padding-top:52px}.hero h1{font-size:clamp(2.2rem,9vw,3.3rem)}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}button,a{transition:none}}

/* V8.3 — editorial About Ronnie */
.about-hero{background:linear-gradient(125deg,#071e31,#123d57);color:#fff;padding:64px 0 72px}.about-hero-grid{display:grid;grid-template-columns:minmax(280px,.87fr) minmax(0,1.13fr);gap:clamp(28px,5vw,78px);align-items:center}.about-photo{position:relative;border-radius:22px;overflow:hidden;min-height:480px;background:#102b42}.about-photo img{width:100%;height:100%;max-height:690px;min-height:480px;object-fit:cover;object-position:center 36%;display:block}.about-photo-caption{position:absolute;bottom:0;left:0;right:0;padding:42px 24px 22px;background:linear-gradient(transparent,rgba(2,18,32,.9));font-size:1.4rem;font-weight:750}.about-photo-caption small{display:block;font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;font-weight:500;margin-top:6px}.about-intro h1{font-size:clamp(2.5rem,4.5vw,4.5rem);line-height:1.09;letter-spacing:-.04em;color:#fff;margin:18px 0 24px}.about-intro p{color:#d9e6f1;font-size:1.05rem;line-height:1.75}.about-intro .about-lead{color:#fff;font-size:1.28rem;font-weight:650}.about-hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0}.about-hero-actions .outline{background:transparent;border:1px solid #8ba9bf;color:#fff}.about-proof{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.about-proof span{border:1px solid #47677e;border-radius:30px;padding:8px 13px;color:#dbeaf5;font-size:.82rem}.about-values{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:28px}.about-values article,.about-credentials{background:#fff;border:1px solid #d9e4ee;border-radius:18px;padding:28px;box-shadow:0 10px 26px rgba(7,30,49,.05)}.about-values h3{margin-top:0}.about-values p{line-height:1.7}.about-story{display:grid;grid-template-columns:1.3fr .85fr;gap:clamp(24px,6vw,90px);align-items:start}.about-story p{line-height:1.8}.about-credentials{color:#0a2438}.about-credentials dl{margin:0 0 18px}.about-credentials dt{font-size:.76rem;letter-spacing:.06em;text-transform:uppercase;color:#506b80;margin-top:17px}.about-credentials dd{margin:5px 0 0;line-height:1.5;font-weight:650}.about-credentials a{display:block;margin-top:12px}.about-final{display:flex;align-items:center;justify-content:space-between;gap:28px}.about-final h2{max-width:720px}@media(max-width:850px){.about-hero-grid,.about-story{grid-template-columns:1fr}.about-hero{padding:36px 0}.about-photo{min-height:0;max-width:520px}.about-photo img{min-height:0;height:auto;max-height:620px}.about-values{grid-template-columns:1fr}.about-final{align-items:flex-start;flex-direction:column}}@media(max-width:480px){.about-intro h1{font-size:2.35rem}.about-photo-caption{font-size:1.2rem}.about-hero-actions .btn{width:100%;text-align:center}}